Why you should get a travel insurance?

Posted on Jan 22, 2018 by  | Tags:

When traveling to a foreign country, preparation is important to ensure as much safety as possible during your trip. Why you should get a travel insurance? If you are planning to spend your savings on your holiday, make sure that you are ready for any kind of circumstances that would result that you may have to cancel all your plans or interrupt your journey.

Why you should not leave home without any and which one consider?

Travel insurances are important to consider because they are numerous reasons. Even many people believe that this kind of insurance is just an additional expense on top of their vacation budget. But you never know and is it not better to be ready for a worst-case scenario? Before you purchase any kind of insurance think and write down what kind of situation you like to get covered. Modern Travel Insurance as for example WorldNormads are built for today’s travelers and is a good option either you just like to enjoy your time on the beach or if you add some adventure into your vacation. Good travel insurance should cover the following circumstances:

Medical Expenses / Emergency Evacuation with worldwide travel assistance. The majority of trip insurance policies offer medical coverage, important to divers, check if dive related incidence are also covered otherwise be on the safe side and just get separate diving insurance within AquaMed,  WorldNormads or DAN. A travel medical insurance is a must when traveling because it will cover you for all health and emergency issues.

Trip Cancellation / Trip Interruption / Trip Delays:

If you are planning a dive trip or any kind of holiday which requires a good deal of money and requires a nonrefundable deposit payment in advance to secure your spot or getting a great early bird deal it is something to consider. Especially in these days where your travel plans can be affected due shaky economies, job layoffs, company closing, or even if you or your travel partners are getting sick before.

Additionally, there are more items which you may consider in your planning are policy to cover (but have a look most of the time these items are already in the standard policies) are Baggage, personal items, Passport & Travel Documents - stolen, damaged or lost, some special event covering (for example in case of natural disaster, Liability, etc.


Also when it comes to insurance timing is very important. If you book your trip first and months later the trip-insurance, they may refuse to step in. That's because you purchased the insurance, not within a time window of booking the trip. Make sure you buy your travel insurance the same time when you booked your trip. Bring always all copies of Polices with you and add the 24-hour hotline number to your cell phone contact list.